For those of you who are enrolled in a Covered California healthcare plan, Open Enrollment will soon begin. During this time, you will be able to enroll in a new plan or make changes to your current plan. With 2020 bringing so many changes to our lifestyles and budgets, we should all pay close attention to Open Enrollment this year.
Here’s what you need to know:
Open Enrollment begins November 1 and runs through January 31, 2021. However, if you want your new plan to begin on January 1, you need to complete your application by December 15.
Even though you have until January 31 to enroll, we do recommend getting started early. Your healthcare plan is a big decision, and one that can bring many financial consequences. Begin to evaluate your current spending now and anticipate next year’s healthcare needs. Did you meet this year’s deductible? Would you prefer lower premiums? Ask yourself these questions now, to begin narrowing your focus.
If your financial information has changed, be sure to update it in the system. Your subsidy, if you receive one, is based upon your financial information. Submitting accurate data is the best way to ensure that you receive the correct subsidy. If your income has dropped this year, you might qualify for help even if you have not qualified in the past.
Outside of Open Enrollment, there are other times you can make changes to your plan. If you have a baby, adopt a child, move, experience a change of employment, or experience certain other qualifying life events, you can make changes to your Covered California plan within 60 days.
Medi-Cal enrollment is year-round. If you have experienced a qualifying life event, and you believe you might now be eligible for Medi-Cal, you do not have to wait on Open Enrollment. You can apply now.
You can receive help with your application. If you need help evaluating plans, submitting your application, or anything else regarding Covered California Open Enrollment, contact us right away. We can help get the ball rolling. Remember, Open Enrollment begins November 1 but you should start getting ready as soon as possible.