We all know that protecting our loved ones should be high on our financial priorities list. But with so many day-to-day expenses, many of you might be procrastinating on choosing a life insurance policy. That’s understandable, but what if you found a creative way to sign up for a life insurance policy, with no premiums for the next few months or even year?

That is entirely possible at this time of year, because many of you will soon be receiving your tax refund check. It’s tempting to put that money toward something a bit more “fun”, yes, but ultimately there’s nothing more rewarding than peace of mind.

Overcoming life insurance obstacles. If you’ve been putting off selecting a life insurance policy, it’s probably for one of these common reasons:

• Rearranging your monthly budget to cover the premiums feels challenging
• You don’t want yet another monthly payment to remember (or risk losing coverage if you forget to pay)
• You already have a life insurance policy, and you suspect it’s not enough or the right type of coverage, but you just haven’t confronted that problem yet

A simple solution. Whether it’s your budget, remembering payments, or not knowing how much life insurance you really need, we can help.

First, schedule a meeting with us to perform a needs analysis. This tells us more about your family’s needs, and how much money they would need to survive without you. You need to do this whether you’re investigating life insurance for the first time, or you’re simply reevaluating your current coverage. As life changes and families grow, so do our insurance needs.

Then, we can match you with a policy that fits your coverage needs. When you put your tax refund toward the payments, you could be paid up for months or even an entire year. Now you won’t have to rearrange your budget to accommodate the premiums, and you won’t have to worry about forgetting a payment. You rest easy for the next year, knowing that your family is protected in the event of an unforeseen event.