Off Exchange Options

Allows individual or family purchase insurance directly from a private insurance company without having to go through Covered CA.

Open Enrollment for calendar year 2016 will be from November 1, 2015 to January 1, 2016.

Special Election Periods (Life Events)

A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. Job-based plans must provide a special enrollment period of 30 days.