Have you reviewed and updated your Medicare plan yet? If not, this notice is for you: Medicare’s Annual Election Period ends on December 7. That means time is running out to evaluate your current plan, decide if it still suits you, and compare it with other plans to determine if a better option is available.

Even if you like your current plan, you should take action. If you do nothing during the Annual Election Period, you will be re-enrolled into your current plan for 2022. However, you  should read your Annual Notice of Change carefully. Plan administrators can and do issue changes to Medicare plans each year, and sometimes those changes can be significant. We don’t want you to confront an unpleasant surprise next year if you discover that your plan no longer works well for you.

If you can’t find the Annual Notice of Change that you should have received in September, that’s okay. Give us a call and we will help you learn about any upcoming changes to your plan.

Here’s what you can do during Medicare’s Annual Election Period. At this time, you have the opportunity to learn about your current plan, and compare it with the rates and coverage of other plans that are available to you. This is the time to find the best healthcare plan for your situation. During Medicare AEP you can:

• Drop your Original Medicare and enroll in a Medicare Advantage plan instead
• Switch from one Advantage plan to another Advantage plan
• Drop Medicare Advantage and go back to Original Medicare
• Add a Part D (prescription) plan, change from one Part D plan to another, or drop Part D

Help is available. There is never any charge or obligation for speaking to a Medicare specialist. Call us to discuss your Medicare plan options, and we can help you evaluate your current plan and learn about other options available to you. But remember: The deadline for making changes to your plan is December 7, so let’s get started today.